shanghaibebop

Sign up for new card, hit bonus, move onto next card, cancel the card after 12 months.

The prospect of generating nitrogen fertilizer on-site seems like a huge bonus to me. You can easily have an off grid solar setup that generates fertilizer.,

I also don’t get the hate against Harber. He is a character similar to Oppenheimer, only he was on the losing side.

SUB: sign up bonus.

For Chase, this is my 2p strategy:

1. Churn all the flavors of business ink every 24 months, this is the highest ROI on SUBs alone. MS for SUB spend usually is very simple through buying groups. 2P so this is a new card every 3-4 months between the 2 of us.
2. CSR is useful for me since I don't have / am too lazy to product switch into the ritz carlton card and I like the priority pass restaurants since I travel semi-frequently for work.
3. Used to churn CSP for points, but now it's 48 months, so I've moved my focus all over to the business side.

I have actually put a lot of daily spending onto BILT card. The 3x dining and points on ACH rent is just too sweet of a gravy train to pass up on. Since my primary chase point usage is to Hyatt, BILT is worth it. Would highly recommend BILT due to their roughly equivalent transfer partners with Chase. If they keep this up, it might make me abandon chase for my daily spend.

Overall spending optimization for me:

Plat for airfare

Hyatt business and personal, which I MS to help hit globalist status as well as the free nights

Gold for grocery and dining (depending on if I need amex points more or hyatt points more)

BILT for dining and rent (100k+ points / year for me)

Chase ink prefferred or Chase CSR for hotel.

VentureX for rental car and the 300 travel credit.

Yes, this is standard practice at all the top private schools in the US. The bump isn’t too significant unless you’re also a wealthy donor, which then it becomes a heavy Factor.

fried aromatics plus miso base for the tare, then just add water, noodles, and whatever else you got left in the fridge.

For the tare base, I found JustOneCookbook to be super approachable. https://www.justonecookbook.com/homemade-chashu-miso-ramen/

Eh, just pay the full balance every cycle. You're paying the hidden 3% transaction costs even if you don't use credit card on pretty much all transactions you make, so might as well get some rewards and sigh up bonus from it.

Curious if we have a large enough churning community here to create our own community.

It's a pretty decent personal hobby of mine, usually on the order of 5-10k/yr worth of SUB/MS and banking rewards a year.

Happy to share some knowledge here as well if others are interested.

Servers are Linux, use a macbook pro as daily driver.

I think it's a problem of value capture.

People had no problem posting on reddit and wasting tons of hours helping strangers solve their problems. But now that reddit puts that information behind a paywall, people will have massive issues with that.

Similarly, google scrapped data, but didn't APPEAR (and i can't emphasize that enough) to use that data to deliver value that cannot be shared by the people who created that data. Most of the time your value is aligned so that you give up your "data" to google so that google can either provide you with better traffic through its search engine, or better ads to generate revenue for you.

OpenAI does not benefit the original publisher of that information what so ever.

"We support your War of Terror!" Never fails to crack me up

I hope so. You should finish ffx, the ending is just such a good cry.

It sure feels like an end of an era.

We as a culture collectively ventured out but then is now much more inward once again due to a variety of factors.