this post was submitted on 03 Jul 2023
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AskBeehaw
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is something like Privacy worth using? I forgot they existed until now.
It was great for things that have free trials so I didn't have to remember to cancel before I got hit with something. Or something that has a crappy cancellation policy (Looking at you Sirius XM). Also great for those slightly shady web stores from instagram that you don't want to risk exposing your actual credit card to.
I know capitalone has virtual cards but it's not exactly the same thing. If Revolut doesn't pan out I'll probably just go with a prepaid card for these things going forward.
I find it very convenient. Can set spending limits and pause cards. So if you know a company is going to charge $5 a month, set it there and don't sweat it. If the company decides to raise the rates to $20 a couple months later it will get declined and you can tell them to go pound sand.
For something you are only going to run one time they make single use cards as well. It's pretty nice service when they aren't banning you for random reasons.
It recently saved me a lot of headache with finally ditching a subscription that the parent company made nearly impossible to cancel. After months of ignored emails and frustrating run around calls, I set up a virtual card, added it as a payment method, then deleted my real card info. The card was active for long enough for it to take as a legitimate CC, and then immediately closed. Those fuckers have emailed me (and snail mailed me) a million times trying to get me to update my payment method, lol.