this post was submitted on 31 Oct 2023
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Oh man i cant wait to say i told you so to family members
I'm waiting for the part where the US insurance companies are discovered using that data en mass to increase premiums and deny coverage.
That's going to be my "I told you so".
That will take a long time, right now analyzing one person's DNA to a point where an insurance company could profit from it costs way more than the extra profits from denying some potentially short-lived clients.
(or an AI based analyzer is already in the works)
Considering prior authorization is predicated on the fact that if they reject enough requests inevitably some people won't fight them, meaning they don't have to pay out, I wouldn't be surprised if they use a slightly better than chance prediction as justification for denying coverage, if they even need an actual excuse to begin with.