this post was submitted on 03 Sep 2023
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Asklemmy
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The way insurance companies act in this state is criminal. We pay them for a service and then in our most dire time of need, they drop us. We’ve been really lucky and have only had minor cleanup and damages. The worst issue has been loss of power, which regularly ranges from 3 days all the way up to 2 weeks.
Glad you got out. We have nothing holding us here except a handful of friends, but I really can’t stay here much longer. I’ve already told my partner that retiring here is absolutely 100% not an option.
I never knew house insurance was so dramaticly different from state to state. We had a wind storm at our new house. The insurance company called us to inspect our roof and replaced it. We've owned the house less than a year at this point. Florida doesn't care about home owners unless you own one on a beach and you get federal money to rebuild it everytime it gets blown away.
Get out while your house value is up. No one knows what's going to happen when the commercial property market crashes. People aren't going to return to the office for a dollar more then unemployment and commercial property owners think they are going to get their way because they always have, they'd rather watch the market crash then undervalue their property.
Definitely don't retire in Florida the state doesn't care if you can't afford to evacuate during hurricane. Now imagine trying to evacuate when you're 65 on a fixed income. Sounds like a stressful retirement.