I consider it more private than like a credit card at least your name's not attached to it.
And if you really want to you can just use a credit card at an on-ramp exchange, then take that and swap it for a different crypto on a exchange that doesn't require any registration. Then it becomes effectively completely anonymous.
Look in a Debird service. And pay with crypto.Then you are completely anonymous. All torrenting is done far from you and sent back over https.
They work great for office PCs when we need to add extra outputs. Maybe not this specific version that heatsink looks a bit tall to fit in most half height cases.
I use newsdemon as my primary provider with a few block accounts as backups.
I would personally recommend sabnzbd as the downloader paired with sonarr and radarr to handle searching for TV and movies specifically. These are all web apps but they can be run on Windows but also could be running on something as simple as the raspberry pi and then remotely accessed from another computer in your network.
You will also need a indexer, popular recommend ones are nzbgeek or dognzb. Most of these charge either a yearly or a lifetime sub fee but take that with a grain of salt, they often take it away.
If your provider supports SSL and you actually turn it on then no technically don't need a VPN for Usenet.