Still down to play a game? Though, I don't have a discord.
Dramatic_Trust
joined 1 year ago
pay off the balance at the end of each month
This is what I do. I think if you follow this, the apr does not matter, since the amount on which the interest is calculated is 0. So I would prefer more a card with more rewards than one with a lower apr.
I'm not sure if you intended to do this, but you've doxxed yourself in this image.
If this was deliberate, please ignore this comment.
I use gnucash. I manually input my transactions and it also tracks my investments. And all my data is saved locally.
It's based on the elo of the player. As an example, a Women's Grand Master (WGM) is someone with an elo of atleast 2300 with three norms (played against others with a similar title). Compare that to an International Master, which is someone with an elo of 2400 and three norms (here the norms are against an IM). A Fide Master has an elo of 2300 with no norm, so a WGM is as strong as an FM. So FIDE argues that a WGM transitioning to a man may be given the title FM, and so on. However, in the other case, an IM (male or female) transitioning would have the same rating since IM > WGM, and hence the same title.
Edit: elo is a rating scale irrespective of gender. Higher elo implies better player.