Vandalism would normally be covered by comprehensive coverage, and won't affect your premiums; you'll just have to pay a deductible. If you tried to do it yourself, you'd never get the paint to match quite right, so you're better off taking it to an auto body shop to have it professionally repaired.
this post was submitted on 25 Jul 2023
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Asklemmy
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Yes, I had this happen to me last year. Insurance covered it under comprehensive, no noticeable change to my insurance rate.
Depends, how much do you care, and how good does your car still look?
If you drive a pristine car that you plan on selling eventually: get it done at a bodyshop.
If you drive an older car or plan to keep it until it dies, and dont care about the looks too much: chrisfix has some good videos on working with a paint pen
If you drive a 20 year old car in the rust belt: lol
It's somewhere in between. A 2012 ford mustang. Some minor scratches on the driver's side that i bought it with. The passenger side was perfect. I care a good amount but I'm not made of money. I'm definitely considering some DIY rn
If you're just worried about rust I'd say do it yourself it's not that hard
How deep is the scratch?
He said down to the metal.
Oh yeah, sorry missed that.
In that case, as Gellis12 said, professional paint job is your only option (to match the original paint).
You can make it a little bit less visible, but a lot of those "quick, easy and DIY" solutions will actually make it look worse.
Deep. To the primer mostly but i see metal at the end of it for about an inch. It's long too, maybe around 24 inches long
Chrisfix has a couple videos on fixing deep scratches and scuffs. This one seems most relevant to your predicament