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How do you track your personal budget? (lemmy.ml)

submitted 1 year ago by Hexadecimalkink@lemmy.ml to c/personalfinance@lemmy.ml

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Do you track your expenses monthly? Annually? Do you have an app or do you use an excel spreadsheet? Any suggested tools?

I use a spreadsheet and track monthly.

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[–] Christopher@lemm.ee 1 points 1 year ago (1 children)

Used to use gnucash on Linux desktop for a goooood long while. I wanted nicer reports so I shopped around with homebank (one developer so slow development but very nice project!) and tried money dance (didn't like it, though I tried really hard). Eventually tried my own spreadsheets and apsire budget but finally settled on YNAB because I need a hands-off approach as I'm so busy.

I reconcile accounts every few days and auto-sync my banks with plaid (YMMV on how much you're into that) and it works for me. I'm happy paying the subscription but if it ever goes to US$150/yr I'm probably going to quit it.

[–] mapiki@discuss.online 1 points 1 year ago

Heehee yay YNAB!