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How do you track your personal budget? (lemmy.ml)

submitted 1 year ago by Hexadecimalkink@lemmy.ml to c/personalfinance@lemmy.ml

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Do you track your expenses monthly? Annually? Do you have an app or do you use an excel spreadsheet? Any suggested tools?

I use a spreadsheet and track monthly.

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[–] mapiki@discuss.online 1 points 1 year ago

My partner and I just combined budgets rather than trying to split everything.

Could you try YNAB together (no extra expense to you and you can offer it free) and use YNAB to split things as mentioned in comment? Or if you don't mind losing some visibility then making a broad "together" expense category to pull from/put into?

Also! Maybe try a different card? Plenty of good cards to try churning! But I agree - it's frustrating when one doesn't pull. My credit unions credit card does that.