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Can someone help me with the home-buying process? (self.chat)

submitted 1 year ago by RealAccountNameHere to c/chat

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So my lease for my apartment is up toward the end of this year, and now that I can work remote, I'm thinking of moving somewhere less expensive and finally buying a home. Can anyone with experience give me advice on the process or resources I can use? Not only am I a total noob, but I don't talk to my family and my friends aren't homeowners either, so I'm not sure where to start. Googling presents me with so much info that I'm a bit overwhelmed.

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[–] LallyLuckFarm 5 points 1 year ago

If you're U.S. based, check out your state's HUD (Housing and Urban Development) site, they're likely to have guides and resources for first time home buyers as well as any state programs that are there to assist that process. If you're looking to move states, check the target state's information out as well as there are probably differences in how their programs are administered.

We also spoke to an advisor at our credit union when we were looking to buy our home. Your financial institution likely has someone in this kind of role as well, but the level of quality can vary widely from person to person as well as between institutions and fiduciary advice isn't guaranteed.