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Money Monday Discussion Thread: Monday July 3rd, 2023 (self.finance)

submitted 1 year ago by gyrfalcon to c/finance

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Howdy! After the success of last week's discussion thread, I figured we should keep going. Feel free to comment below with anything and everything money related that is better suited to a conversation or a quick question and answer than a full post. Some ideas include:

Journaling about an ongoing job search
Asking for ideas about how to manage an emergency fund
Logging recent stock trades
Talking about the impact of inflation on your budget
Your plans for maximizing the rewards on a credit card

Again, those are just suggestions, if there’s really anything you’d like to talk about related to finance in your life, feel free to put it here.

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[–] Gumby 3 points 1 year ago

When I was young, this was the case. A friend started paying them off each month and then another friend. Now we all do.

My rule for myself is pay them off each month or put them in my desk and leave them. I also maintain a minimum balance of more than one month's pay in my saving account. This is my back up in case something happens.

If I use anything from savings, I am not allowed to buy any alcohol until it is paid back. I like to go out for drinks with friends, so this is a strong deterrent.