this post was submitted on 27 Jun 2023
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Finland actually does this in the form of a "company bike".
As an employee, you can get a bike leased through your employer, with a tax free benefit of up to 1200€/year leasing cost. After the leasing period is over, you can buy the bike for 1% of the original cost (to buy out the remainder value in the company ledger). The leasing can be for up to 5 years, so the max value for the bike is 6000€, with s final buyout value of 60€.
Due to Finnish tax laws, the calculations are a bit weird but in the end, you end up getting the bike at around 20-40% cheaper in the end. Additionally, you get to spread the cost over multiple years without having to pay high financing overhead.