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In re: medical -
I'm uninsured because the only insurance I had available to me at the time was about $11,000 annually if anything happened where I needed insurance (that's between the premiums, the annual deductible, and the out of pocket maximum). I have a torn rotator cuff. It was >80% torn when I got an MRI in late August. It might be fully torn now, because it doesn't hurt very much anymore. I tore it in May of this year, and yeah, it took me a few months to be able to get an MRI, and then a few weeks for them to deliver the results (even though that should have been under a week). I need surgery. I got a quote for $16,300 and managed to pony up the cash from long term savings. Then surgery was cancelled by the clinic. I rescheduled and it was sent to a hospital instead of a clinic; the new quote was $49,000. That was three weeks ago. I have another consult next week.
It's been about six months since I tore my rotator cuff. I should have been able to get in to see a doctor and get an MRI immediately, but I couldn't have afforded and ER visit on top of all of the rest of this. I don't even know if it's repairable at this point.
Complaining about long waits, given the alternative, seems really, I dunno, privileged?
I assume you're American?
I don't think anyone is saying that Finnish wait times are worse than the deplorable system in the US with (by far) the highest per capita cost in any OECD country with one of the lowest healthcare access rates.
So sorry you're caught up in it. That sucks. I hope it turns out well for you.