A fixation on system change alone opens the door to a kind of cynical self-absolution that divorces personal commitment from political belief. This is its own kind of false consciousness, one that threatens to create a cheapened climate politics incommensurate with this urgent moment.
[...]
Because here’s the thing: When you choose to eat less meat or take the bus instead of driving or have fewer children, you are making a statement that your actions matter, that it’s not too late to avert climate catastrophe, that you have power. To take a measure of personal responsibility for climate change doesn’t have to distract from your political activism—if anything, it amplifies it.
Wait, we actually have to do something? /s
Change has to come from both sides, from companies as well as from consumers. Yes, Your actions don't really matter when you try to reduce waste, but the oil tanker spills millions of liters into the ocean, or when you use electricity from renewable sources while there is coal extracted and burned to fulfill the need of energy.
But as a consumer you can change the perspective about it by observing it from the personal economic side. This way, doing something in favour of reducing waste or doing something to lessen the effect of the climate catastrophe is merely a side effect of your actions:
In my opinion it makes more sense to analyse your actions with the affect of personal economic impact in mind than to view it in the sense of reducing the impact of the climate catastrophe. Because since your neighbor isn't, you can easily feel helpless and de-motivated.
you might add to your list : choose a bank and insurance company that use your money for ecological/local/social projects