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isn't it like a debit card with extra steps? at a store I mean

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[–] Nemo@slrpnk.net 4 points 9 months ago (1 children)

Money isn't taken out of the account until the cheque is cashed, for one.

[–] Drusas@kbin.social 4 points 9 months ago (1 children)

Which makes it harder for people to keep track of their expenses. Which in turn is why "balancing the checkbook" used to be a regular chore for almost everyone and is now a chore for almost no one.

[–] survivalmachine 1 points 9 months ago

Business owner here. Balanced accounting is still very much a thriving industry and when you're dealing with large amounts of money, net 30 terms or paying with checks means those dollars spend a few more days/weeks in your account accruing interest for you.

Balancing the checkbook isn't a chore anymore not because we don't use checks, but because technology makes the balancing bit so much more automated. I enter one transaction and the software automatically creates the necessary debit and credit entries in my books.