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Which credit cards do you use for maximum rewards? (lemmy.ml)

submitted 1 year ago by WetBeardHairs@lemmy.ml to c/personalfinance@lemmy.ml

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My family uses credit cards for all purchases and we pay them off in full each month. Although sometimes we'll use a 0% APR promotion for bigger purchases.

Which cards do you use for maximizing your rewards?

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[–] WetBeardHairs@lemmy.ml 1 points 1 year ago (1 children)

I'm not disagreeing with your view that privacy should be a concern. It is. I'm wondering which credit card doesn't sell your data.

Supposedly the Apple Mastercard issued by Lehman Brothers doesn't sell your data.

[–] cyberwolfie@lemmy.ml 1 points 1 year ago

I'm based in Europe, so banks are legally bound by GDPR. There does not seem to be any mention of third parties in the terms of service, and I have never explicitly agreed for them to share my data with anyone after that. So legally, they should not be able to sell my data. It seems to me you are US-based, and maybe finding a credit card that does not by default sell your data is difficult there?

Your comments have made me very curious about the extent of data collection by the bank, though, so I have just requested to see what data they have stored on me. If I can't find any direct mention of third parties in the data dump, I will also directly ask them whether they share my data with third parties, and if so, with which.