this post was submitted on 26 Nov 2023
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It is impossible to fully eliminate the risk but with a decent backup system in place it is somewhat unlikely to lose all of your data.
The 321rule should be used as a baseline. Your local backup should be snapshotted and somewhat hardened against ransomware (pull backups instead of pushing them, do not mount the backup volume to other machines). Cold backups also help.
Can I construct scenarios in which I lose all my stuff? Sure. But in those, we are either in deep shit anyway (CME, some big astroid) or it is pretty unlikely (targeted hacking)
I'm too poor for a 321 lol
How much value does the data have for you?
If it's of very low value, that it doesn't even justify the costs of doing proper backups, then it's not so important to worry about it either.