this post was submitted on 15 Jan 2024
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For the first few years of my career after college which has a pretty generous 401k company matching scheme I put the maximum amount possible into my retirement accounts and lived well within my means to build up a nest egg. Now that I am married I have dialed back my investments so we can afford to live a little bit nicer with the knowledge that we have a really great start in our retirement accounts.
My wife and I moved in together two years before getting married. This made living substantially cheaper for both of us and made us positive that we wanted to live together and could tolerate each other prior to tying the knot :).
I got a vasectomy mid-last year. My wife and I both agreed long before marriage that we only want to adopt. Adoption is obviously very expensive, but now we have the peace of mind of knowing we have full control over when we start to invest in that process to expand our family. No "accidents" can happen which is very liberating.