Health insurance. Actually that probably doesn't really count since most of us know it's a scam.
this post was submitted on 20 Aug 2023
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Asklemmy
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Speculative economic instruments. There's a reason why specific items, such as onions in the US, have been banned from being essentially bet on.
The extra .9 cent we pay for every gallon of gas in the USA.
You have about the cheapest gas in the western world and you complain about a few extra cents?
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Mass Surveillance.
Companies and governments alike have successfully convinced most people that they have "nothing to fear".
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Social media
most cheap things that fall apart after a short time
Car rental - I'm 95% sure I don't need any of those extra insurances but due to pressure and fear tactics (you do want to be covered if x happens, right?), it's hard to know in the moment.
I rent a car very often through work, and I always get those extra insurances, because:
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My company pays for it
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More than once the car rental companies have found some nano-scale damage to the car that I couldn't have caused (must've been there when I picked it up), and they try to pin it on me, something my job wouldn't cover. And unsurprisingly, those claims only happen when I don't have that extra insurances.
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Resort fees, especially in Las Vegas.
Car insurance Health insurance Dental insurance
All insurance really
Also renewing license plates/licenses
Basically if you need to make a yearly or monthly payment to keep using something it's a scam in my eyes.
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Battle passes and most microtransactions in games. Day one patches, and GaaS games, always online games and expiring media licenses. VAC bans on Steam.
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Printers and printer ink
Get yourself a Brother printer and this annoyance will be cast away forever
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Girl Scout cookies
They're a fund raising tool for the troop, which is very transparent. Nobody is forcing you to buy them, but people love them and do so voluntarily. Where's the scam?
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Getting paid every 2weeks (what the old times told me)
I'm going to shock you:
In Germany and Austria being paid per month is the norm. All the laws are defined for that. So pretty much everyone who works gets paid just once a month, that's it (Well, in Austria you get 14 salaries, so you get an extra salary every 6 months). It makes zero difference if you get your money one time a month or half your money two times a month, it's the same amount in the end.
Getting paid more often would just complicate things, as it can depend on how much overtime you did in a month. Or how often you went into the office (you get lessened taxes based on how far the office is away and how often you have to drive there and if there is suitable public transport to get there).
What's the better alternative and why is that a scam?
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