this post was submitted on 25 Jul 2023
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Finance

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tldr: Apple prohibits bullshit fees on their Apple Card that predatory lenders like Goldman rely on. Goldman isn’t able profit because they can’t fuck over customers, therefore they want out of the deal they have with Apple as the servicer of the Apple Card.

Boo fucking hoo, Goldman. Eat shit.

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[–] gyrfalcon 6 points 1 year ago (1 children)

Frankly I'm just confused why Goldman ever agreed to this in the first place. No fees on the card, no cut of interchange fees, where did they think they were going to make that up? I guess maybe borrow cheap to front people and then let those people carry a balance, which doesn't work so well with higher rates. And even then, I kinda doubt the people who are so into the Apple ecosystem that they get the credit card are going to be carrying balances often and large enough to make that math work out.

[–] shanghaibebop 1 points 1 year ago

They went on a user acquisition spree via Marcus as well. Looks like it wasn’t as juicy as they expected.

[–] HappyMeatbag 1 points 1 year ago

I’m no financial genius, but I do know that sometimes rates go up, which apparently makes me smarter than the crayon eaters at Goldman Sachs.