this post was submitted on 01 Oct 2023
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I don't really have any idea of owning a home for the rest of my life. Even making enough money to potentially get close seems impossibly out of reach.
First time home buyers in the US don't need any cash for a down payment or closing costs. You can roll it all into the mortgage. This is how the majority of first time homebuyers get started. You just need a good credit score and enough income to qualify for the mortgage - which is impossible in some cities and easy on a McDonalds wage in others.